Spend crypto, anywhere.

Nylo Pay is a crypto-funded checkout layer. You fund an order with crypto on Base, Nylo issues you a card, and you check out at everyday online merchants — without a bank account, a sign-up, or an ID upload. Nylo bridges self-custodied crypto and ordinary online commerce while keeping card data off our servers and your chain identity away from merchants.

Crypto is still hard to spend. Most cards that promise to fix that pull you straight back into the banking system — accounts, credit checks, identity verification, and region gating — before you can buy anything. Stablecoins end up sitting idle in a wallet instead of being usable money.

Nylo's premise is narrow and practical: let people convert crypto into spendable card balance at the moment of checkout, with as little friction and as little disclosure as the rails honestly allow.

Three steps, usually under a minute end to end:

1. 1
   Choose an amount

   Tell Nylo how much spendable balance you need.
2. 2
   Send crypto on Base

   Pay the order in USDC to your single-use deposit address.
3. 3
   Get a card

   Once the deposit confirms, Nylo issues a card you check out with — and the extension can autofill it for you.

Three layers move value from an on-chain deposit to a usable card, with a hard boundary between Nylo and the card number itself.

Nylo's privacy comes from the card boundary, not from obscuring the chain. We want to be precise about what that does and does not mean:

• No ID upload, no identity verification. You provide a cardholder name to use the card. That's the only detail we need — there's no document check or account to open.
• Merchants never see your wallet. A merchant sees a card, not your address or your on-chain history. Your spending isn't linked back to your chain identity.
• We don't run a mixer or ZK layer. On-chain deposits are public by nature, and Nylo doesn't pretend otherwise. The privacy benefit is the merchant-side boundary above — not hiding activity on Base.
• Nylo never touches the card number. Card details are revealed to you and your browser, never stored on Nylo's servers. This keeps card data out of Nylo's scope by design.

Nylo settles on Base and accepts USDC at launch. A dollar-denominated stablecoin keeps the amount you send equal to the balance you get — no slippage between quote and settlement. Additional networks and assets follow as the product matures.